The monthly payments shown are intended as a guide only. The actual amount you will have to pay each month could be more or less than this figure.
The figures shown for repayment of an 'interest only' mortgage refer only to repayment of the interest. The cost of repayment of the amount borrowed is not included.
A mortgage may well be your biggest financial commitment. Whether you are buying your first house, climbing the next rung on that all important ladder or looking to re-mortgage your existing property, whatever the reason, finding the correct mortgage is a time consuming and complicated job even for the more experienced person.
Fixed - Pay a set rate of interest for an agreed period.
Tracker - Your interest rises and falls in line with bank base rates.
Discounted - Offers a small discount on the lender’s standard variable rate.
Flexible - Vary your monthly repayments.
Capped - Your interest rate won't rise above an agreed level for a set period.
Current Account - These combine a banking account with a mortgage to make overpayments and receive daily interest charges.
Offset - A flexible contract where monies in savings and current accounts can be offset against the mortgage balance, thereby reducing monthly interest payments.
Early repayment charges are usually payable if you redeem your mortgage within the special rate period.
Purchase
Remortgage
First Time Buyers
Offset Mortgage
Guarantor Mortgage
Buy to Let Mortgage
Lifetime Mortgage
Right to Buy Mortgage
Overseas Property Mortgages
Secured Loans